Yes! While many families get TruAssure coverage through their group or employer, you can also enroll yourself or your family.
Yes. TruAssure's ACA-certified Basic and Preferred plans offer individuals and families comprehensive dental plans that meet ACA requirements for pediatric dental coverage as well as coverage for adults. Dental plans available vary by state. Visit truassure.com to see what plans are available in your area.
Your dependent children can be covered on any of our dental plans until they turn 26. However, the benefits or rates may differ for different age groups depending on the dental plan that is selected. See the Shop for Plans page for more details or contact us.
Easy - Just visit our Find a Provider page, select Basic or Preferred Plan or All Other Plans depending on the plan you have and enter your search criteria on the next page to search for network dentists in your area. Or, call our Customer Service department at 888-559-0779, and we'll be happy to help you! Don't forget to verify your dentist's participation when you make your appointment.
Yes, but depending on your plan, you may pay higher out-of-pocket costs if you see an out-of-network dentist. See the Shop for Plans page for more details or contact us.
No, but before you schedule a procedure, it's always a good idea to ask your dentist what out-of-pocket costs you'll be responsible for. We recommend a predetermination for services over $200 to help you plan accordingly.
If you visit an in-network dentist, they will submit the claims for you. If you visit an out-of-network dentist, you may need to submit a claim form yourself.
The annual maximums for TruAssure's dental plans vary. Please refer to your policy or call our Customer Service department at 888-559-0779 for questions about your annual maximum benefit.
The out-of-pocket maximum for our ACA-certified Basic and Preferred plans varies by state and is only applicable to plans for individuals under age 19. TruAssure does not limit your out-of-pocket costs for our traditional dental plans.
A deductible is an amount that you are responsible for paying before coverage begins-usually a fixed amount like $50.
A co-payment is the percentage of costs you pay after TruAssure coverage. You'll pay between zero and 50% of the costs, depending upon your plan and which dental procedures you've received.
Check with your employer's Human Resources department to see if you are eligible for COBRA benefits. Your employer will share COBRA information (including your eligibility and length of continuance) with TruAssure to make sure you keep your coverage, if possible.
And remember, you can always enroll in any TruAssure plan individually.